No matter how good your health insurance is, if you are hospitalized for an injury or illness, there will likely be medical and out-of-pocket expenses that are not covered. SureBridge HospitalWise provides you with additional financial protection so you can focus on what really matters.

Usted puede prepararse para una hospitalización

We can't predict when we're likely to be admitted to the hospital due to an injury or illness, but there is a way to make sure that related medical expenses are under control: through direct cash payments from HospitalWise™.

Most major medical insurance plans only pay a portion of hospital expenses. Maintaining your financial security includes planning for costs related to hospitalization.

Cash benefits are paid directly to you, not to your doctor or hospital.

Out-of-pocket medical expenses can add up! With benefits up to $1,000 per day, you can use HospitalWise cash payments to help cover costs for things like:

• Out-of-network providers
• Medical prescriptions
• Pagos de hipoteca
• Car Payments
• Bills for basic services
• Caregivers

When you combine HospitalWise with a health insurance plan, you can get additional financial protection, for anyone up to age 64, to help you feel more comfortable with your insurance coverage.

Can you afford the hospitalization costs?

• Can you afford a $10,000 bill? Each day you are hospitalized, the average cost is more than $2,000 and most hospital stays last 4.5 days.2 That's almost a full week of work and more than $10,000 for an injury or illness.
• Can you pay the bills for unexpected expenses? Even if you have health insurance, your out-of-pocket costs for hospitalization will usually still be more than $1,000.
• Can you afford the costs associated with a surprising medical event? Hospitalization for more serious conditions, such as a heart attack or appendicitis, usually costs an average of $1,500 or more.

HospitalWise Features

With SureBridge's HospitalWise plan, a daily cash benefit will be paid directly to you, in addition to any other health insurance coverage you may have, for hospitalization due to illness or injury. With a wide range of benefit level options, you have the flexibility to choose the coverage that best fits your needs and your budget.

• Hospital observation

  Pays 100% of the Hospital Confinement Benefit per day for a maximum of 4 times per year when you are admitted to a hospital for a 12- to 24-hour observation period.

• Mental or nervous disorder benefit

  Pays a daily benefit of $250 for a maximum of 7 days per year for hospitalization for a mental or nervous disorder.